Category: baccarat

Everything You Need to Know About the History of Baccarat in Mines Games On LuckyCola

Baccarat is one of the most iconic casino games in the world, loved by high rollers and casual players alike. Baccarat history stretches back centuries, believed to have first originated in 15th century France, before spreading across Europe and eventually to the rest of the world.

Today, baccarat brings up images of luxury and extravagance, thanks in large part to its prominence in James Bond films and its popularity among high rollers. In this blog post, we’ll explore the fascinating history of baccarat, how to play this casino classic, and look at some popular variations of the game.

Baccarat History: A Rich Past

Baccarat origin is disputed, and, as with many things in life, it ultimately comes down to opinion; historians disagree on the game’s exact origins. However, the vast majority believe it evolved from older card games in 15th century France. As the game grew in popularity and spread to new countries, a number of new variants like Punto Banco, Chemin de Fer, and Baccarat Banque emerged.

Today, baccarat is widely available; you’ll find it offered in virtually every land-based casino and online casino. If you want to play baccarat online, make sure to check out the best online baccarat sites here.

Baccarat Origin: 15th Century France?

According to most gambling historians, baccarat is believed to have first emerged in France in the late 15th century, although pinpointing the game’s exact date of creation is impossible. Some believe it evolved from the ancient Roman ritual of “casting lots”, while others think it originated from older card games like Macao, Ombre, or Tarot.

Historians have traced the first discussion of baccarat back to 1847. A man called Charles Van-Tenac published a short mathematical breakdown of the game – with the goal of helping players improve their chances of winning.

The game rose to fame in the late 15th century when it was introduced to French nobility. The sophisticated nature of the game – and the lack of skill required to play it – made it popular among aristocrats who favored games based purely on chance. King Louis XV was rumored to be a dedicated baccarat player, helping cement its reputation as the blue blood game of nobles and royalty. As the game spread across Europe over centuries, casinos began offering baccarat to attract wealthier clients, and to this day, it’s a casino game associated with the wealthy!

In terms of the game’s modern-day history, it was made famous thanks to the James Bond franchise of movies. Alongside this, high profile celebrity players like Frank Sinatra were often seen playing the game, and before long, luxurious baccarat rooms appeared at many land-based casinos in the US – some even going as far as hiring special marketing firms to make the game appeal almost exclusively to VIPs.

However, once land-based casinos became more common across the US, baccarat started to be available to everyone; table limits were lowered to make it accessible to anyone, and, of course, the rise of online casinos brought the game to pretty much anyone in the world.

Today, you’ll find baccarat at virtually every online casino, and it’s available in multiple variations – some of which we’ll be looking at today. If you want to play baccarat online, make sure to check out our curated list of the best real money online casinos, as all of these sites have been hand-picked by our team of online gambling experts.

How to Play Baccarat: A Beginner’s Guide

Baccarat is one of the easiest casino table games to learn, and the history of the card game baccarat mentions, many times, how its popularity grew thanks to the game’s simplicity. The main objective is to guess which of two hands – the Player and the Banker – will end up having a numerical total closest to nine.

Before the game begins, players are given the chance to place one of three bets: Banker, Player, or Tie. The dealer then deals two 2-card hands face up, one to the player, and one to themselves. The values of the cards are then considered; tens and all face cards are worth 0, aces are worth one, and all other cards are worth their face value. Hand values do not take into account anything over ten, instead only taking the last digit of the number; for example, a hand total of 18 would actually be eight.

If either Player or Banker is dealt an 8 or 9 (called a “natural”), that hand wins. If both hands make naturals, it’s a tie. If neither hand is natural, gameplay goes to whichever hand is closest to 9 based on drawing a third card according to set rules.

Variants of Baccarat: Punto Banco, Chemin de Fer

While the basic goal of baccarat is to get a hand total as close to nine as possible, several variants of the game exist that tweak the rules and gameplay format. The three main versions played today are Punto Banco, Chemin de Fer, and Baccarat Banque.

Punto Banco, popular in America and across Cuba, is the version most commonly found in casinos. Players bet on either “Punto” (Player) or “Banco” (Banker) as the dealer deals out two hands from a six or eight-deck shoe. It has fixed rules and there is no skill element involved; all actions are carried out following predetermined rules. When it comes to baccarat variations, Punto Banco is, by far, the most popular and widespread.

Look deeper into baccarat history and you’ll also see Chemin de Fer mentioned quite a lot. It’s a classic version of the game that first came from France, and even today, it’s still played in many European casinos. Unlike Punto Banco and regular baccarat, Chemin de Fer has a tiny skill element involved, with players taking turns being the Banker. Being the Banker gives players a small advantage, as they get to go last and have the potential of winning larger amounts of money. Each player gets the chance to play the Banker position, with the game rotating around on each new deal.

Another popular baccarat variation is Baccarat Banque. It’s pretty similar to Chemin de Fer, with one key difference: it allows players to bet on two hands instead of one. Each round sees two hands dealt, with players able to bet on either the Player or Banker for both hands. However, unlike Chemin de Fer, the banker role doesn’t rotate; one player is designated as the banker, and in a casino, this will be the house.

Regardless of which baccarat variation you play, the core goal remains the same: you want to form a hand totaling as close to nine as possible. However, the addition of baccarat variations adds something new into the mix, and makes what can be described as a sometimes boring game more exciting.

Baccarat’s House Edge and Odds

Baccarat is famed for boasting one of the lowest house edges out of any casino game; in fact, pretty much only craps and some versions of blackjack are able to offer lower house edges. However, when you’re playing baccarat, the actual house edge you get depends on one main factor; whether you bet on the Player or Banker.

If you play on the Banker bet, the statistical house edge on most games is 1.01%. If you play the Player bet, the average house edge is 1.25%. This compares favorably to most casino games, especially when considering that video slots have a typical house edge of around 6%.

The tie bet significantly favors the house, with a huge house edge of 14.36%! Take into account that ties only happen 9.52% of the time and you can see why this is known as the “sucker’s bet” in baccarat.

Below, we are going to take a look at the three bet types we’ve mentioned – along with two common side bets. We will give you a brief description of each bet, show you the average payout (some casinos will offer slightly different payouts), and look at the house edge versus the true winning odds.

BET	PAYOUT	ODDS	HOUSE EDGE	DESCRIPTION
Player	1:1	44.62%	1.24%	A bet on the player’s hand winning. If successful, it pays even money.
Banker	0.95:1 (5% commission)	45.86%	1.06%	A bet on the banker’s hand winning. Pays less due to the commission.
Tie	9:1	9.52%	14.36%	A bet on both the player’s and banker’s hands tying. High payout but low winning odds.
Player Pair	11:1	7.47%	10.36%	A bet that the first two cards dealt to the player will be a pair.
Banker Pair	11:1	7.47%	10.36%	A bet that the first two cards dealt to the banker will be a pair.

Baccarat Side Bets

Baccarat’s simplicity and low house edge make it popular, but there’s no denying that some players find the game boring, especially when you consider there’s only three standard betting options. That’s where side bets come in; they provide additional betting opportunities to spice up gameplay. While the core bets – player, banker, and tie – remain the same, baccarat games with side bets offer increased win potential and excitement.

One of the most popular baccarat side bets is the Dragon Bonus, which pays when your chosen hand wins by a natural or certain margin. Payouts can reach up to 30:1 with this bet. There’s also the Perfect Pair Bet, where you bet on either the player or banker being dealt a pair. Payouts are 5:1 for mixed pairs and 22:1 for identical pairs of the same suit.

Another popular side bet you’ll see offered on many baccarat tables is the Big/Small bet. Here, you bet on whether the total cards dealt will be over or under 13. If you guess correctly, you will be paid out at 1:1 – even money.

While these side bets seem exciting – and often boast significant win potential – it’s important to remember that the house edge is significantly higher than the Player and Banker baccarat bets. Generally, you should see them more as a novelty than a serious betting option.

Where did Baccarat originally come from?

Baccarat first emerged in France during the late 15th century, with the first written records dating back to 1847. It quickly became popular among French nobility and aristocracy, and it wasn’t long until it spread to the US and other countries. However, the exact Baccarat origin is disputed, with historians unable to unanimously agree on when the game was first played.

How do you play baccarat?

The main objective in baccarat is to bet on whether the Player or Banker hand will get a total closest to 9. Tens, face cards are worth 0, Aces are worth one, and all other cards are worth their face values. Bettors have the option to bet on Player, Banker or Tie for each round. The hand with a total closest to 9 wins.

What are the standard payouts in baccarat?

Standard payouts for Player and Banker bets are 1:1, although winning bets on the banker must pay 5% commission. The Tie bet generally pays out 8:1 but has a massive house edge of over 14% so it should be avoided. Player bets have a 1.24% house edge while Banker is slightly better at 1.06%.

What are the most popular Baccarat variants?

The most widespread versions today are Punto Banco, Chemin de Fer, and Baccarat Banque. Each has slightly different rules and betting options, and some are more popular in Europe; Chemin de Fer, for example, is often found in France.

What are some popular baccarat side bets?

Popular side bets include Perfect Pairs, where you bet on matched Player or Banker pairs, Dragon Bonus for when your hand wins by a certain margin, and Big/Small for betting on a total value of the cards being over/under 13. These side bets offer big payouts but also high house edges.

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Baccarat Strategy: Master the Mines Games Easy Way with the Best Strategies

Certain casino games never go out of style and, much like roulette or craps, baccarat fits this description well. Even if you’ve never played the game in your life, chances are you’ve run into baccarat while scrolling through an online casino’s selection of card games looking for your next gaming adventure.

Or, if that’s not the case, you at least have to have seen Sean Connery’s legendary James Bond’s very first scene in Dr. No. Yes, that was baccarat. See? You have come across the game before.

What might come as a surprise to you, however, is the fact that there are certain strategies that may be employed when playing baccarat. Still, it bears underlining right away that no baccarat pattern strategy comes with a 100% chance of success and it’s important to always remember that it’s still gambling.

That said – curious to find out what baccarat strategies and systems exist? Wondering what the best baccarat strategy may be? Stick around for a bit as we explain to you the basic rules of the game, including different betting strategies, and give you a rundown of the most famous baccarat systems which will help you enjoy your gameplay and even become an expert player, if you so wish. 

The Basic Rules of Baccarat

Baccarat is one of the simplest casino table games, when stripped down to its basics. It’s played between the player and the banker (dealer) and the goal of the game is to predict the winning hand. Therefore, the player places a bet on one of the three possible outcomes:

1. their hand winning,
2. the banker’s hand winning,
3. or a draw.

The winning hand is the one closest to a total of nine.

How does it pay out? If you’ve bet on the player’s hand, and it turns out it’s the closest to nine, you win double of what you’ve wagered.

If, however, you’ve bet on the banker’s hand to win and it does, then the house pays out 95% of your original bet, and 5% is retained as the house’s commission.

Ultimately, if you make a tie bet, you’re betting that the banker’s hand and player’s hand will have an equal sum. The winning draw wager here is paid out at 8:1.

Different Betting Options in Baccarat

As mentioned in the previous section, players have the option of betting on one of the three outcomes when playing regular or online baccarat. Let’s take a quick look at each of the betting options.

Banker Hand

Betting on the banker hand is one of the most popular betting options with players. The chances of winning the bank bet amount to 45.86% and, if you place bets on the bank and it wins, the payout is 1:1, i.e. evens.

However, as mentioned before, if you decide to go with this betting option and you do win, you will need to pay a commission of 5% to the casino.

Player Hand

The odds of winning the player bet are 44.63%. If you bet on the player hand and it wins, the payout is 1:1. In this case you won’t have to pay any commission to the house.

Tie

If the player and the bank have the same number of points, the result is a tie. The draw odds are 9.51%.

In a nutshell, while the payout is 8:1, the odds are riskier compared to the bank and player hand and this is essentially the reason why a lot of players don’t go for the tie bet so easily.

Baccarat Strategies

As pointed out at the beginning of our guide, it is of utmost importance to keep in mind that there is no such thing as a 100% winning baccarat strategy. It’s still gambling, no matter which baccarat system you choose.

There are many different strategies you can use when playing baccarat and it would be impossible to go into every single one of them. Still, we’re more than happy to break down the most important baccarat pattern strategies for you.

The Martingale Strategy

The Martingale strategy is believed to have originated in France in the 18th century. This baccarat strategy has since evolved and is now used in other popular casino games, such as blackjack, roulette, and craps.

The Martingale strategy is one of the simplest baccarat strategies. This betting system is based on doubling your bet after each loss. Because of this, it’s a good idea to have a large budget set aside to cover the losing rounds before you start winning.

On the other hand, if you win, you return to your original bet. Ultimately, it is a risky strategy and those who choose it do it because they enjoy the thrill of the game.

The Fibonacci Strategy

The Fibonacci strategy dates back to the early 13th century. This strategy differs from the Martingale strategy as it’s based on a specific sequence developed by the famous Italian mathematician Leonardo Pisano. Yes, that’s right, the mathematician who developed the well-known Fibonacci sequence. You know, 1, 1, 2, 3, 5, 8, 13, 21, 34, 55, etc.

If you’re unfamiliar with the Fibonacci sequence, you will still notice that the next number in the series is the sum of the two previous numbers.

When the sequence is applied to the Fibonacci strategy, you start by betting 1 unit. A monetary amount is identified with the unit.

So, you start with the first number of the sequence. If the first hand wins, there is no sequence and you place 1 unit again. If the first hand loses, you trade 1 unit again. If the next hand fails again, the bet is 2 units. After another loss, 3 units, etc. The Fibonacci sequence ends when you bet 1 unit again.

The Paroli System

The Paroli system is a positive progression system. This strategy was originally developed for Basset, a card game dating back to the 16th century. The name comes from the Latin word Par, meaning “one that is equal”. The main reason why this strategy is so popular among the players is that it’s easy to understand. 

You have to set a fixed bet, which can be anything, and double it after each win until you get 3 consecutive wins. If you lose, you revert to the standard bet.

The Labouchere System

The Labouchere strategy, also known as “Cross-out”, “Cancellation”, “Labby” or “Split Martingale”, is a slightly more complex strategy, but is still very popular among players. This negative progression system was developed by Henry Labouchere for roulette, although the strategy can be applied to baccarat and blackjack, as well.

The Labouchere strategy is best illustrated with an example: in order to win €20, you have to write down a sequence of numbers, e.g. 5 + 4 + 1 + 2 + 4 + 4. The goal is to convert your winnings into scores in this order. How long the sequence lasts depends on your budget.

The D’Alembert System

The D’Alembert system is similar to the Martingale strategy because with this betting strategy you increase your bet after every loss. First you place your bet. Then, every time you lose, you increase your bet by one unit.

For example, if you bet 10 euros and lose, you must increase your bet to 11 euros. You repeat the same action until you get a win. That’s when you reset your bet to the original amount, or, in this case, to 10 euros.

Baccarat Tips

As mentioned several times in this blog alone, baccarat is thought to be a fairly simple card game that is often played using baccarat winning strategies. However, if you’re looking for a sure-fire baccarat strategy, the simple matter of the fact is there are none. 

In order to get the most out of baccarat, however, the best thing you can do is stick to the rules and strategies already explained, while following a few handy tips and tricks from our guide. Here are some.

Rules, Rules, Rules

The be-all and end-all of any game, including baccarat, is learning the rules of the game in question. 

What’s particularly useful is the fact you’ll be playing baccarat in online casinos. Here’s where the demo versions of games can be very helpful. It’s always good to give a game a try in its free mode and master the rules risk-free. Practice makes it easier to understand the intricacies of the game which is extremely important before deciding to play baccarat for real money.

Choose Reputable Providers and Casinos

Another useful tip is: always choose reliable providers. One of the ways of finding out which providers come highly recommended is with the help of our reviews, which you can find on the AskGamblers website.

Additionally, it is of great importance that the online casinos you’re playing your games in are licensed by reputable gambling authorities. Therefore, before you throw yourself into your first baccarat adventure, a wise course of action is to consider which casinos are trustworthy. Our casino reviews will be of great help there.

Avoid the Tie Bet

At the start of our guide, we explained different betting options. We also mentioned betting on a tie, or the fact that this betting option is a bit riskier than betting on the banker’s or the player’s hand, as the tie betting odds are 9.51%.

This means that the house edge is much higher on the tie bet. For this reason, it is advisable to avoid ties as a betting option, especially if you are a beginner at the game of baccarat.

Bet on Bank

The bank hand is one of the most popular bets for players. The odds of winning when betting on the bank are about 50%. This means that betting on the bank brings a pretty big advantage.

Again – and it bears repeating as many times as possible, it’s that important – just remember that with this type of bet there is a 5% commission that casinos charge. That way there won’t be any unpleasant surprises.

Bankroll Management

Playing baccarat should, above all, be entertaining. However, as much as having fun is important, it’s also extremely vital to have a handle on bankroll management.

Therefore, we’d like to draw your attention to the fact that you should constantly keep an eye on your money management. The best way to do that is to set a fixed limit before you even start playing and don’t go over it.

Again, here’s where the free demo versions of games come in handy, as well. That way you’ll get the feel of the game without spending a dime.

As pointed out at the beginning, in this game it is important to make correct decisions. This means, in a nutshell, make sure you always gamble responsibly, make your decisions accordingly and, above all, stick to them.

What Is the Best Baccarat Strategy for You?

That’s it, we’ve reached the end of our baccarat strategy guide. Hopefully, we’ve successfully demonstrated that, no matter if you’re new to baccarat rules or an experienced player, baccarat remains a card game that’s based on opportunities and decisions. This means that there is no 100% successful winning strategy.

No one can answer the question what the best baccarat strategy would be for you. What you can do is learn as much as possible about the game from our detailed baccarat beginner guide, dig deep into all the available baccarat strategies, and use the techniques that appeal to you the most. Have fun playing baccarat and good luck!

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Commission or No Commission Baccarat Mines Games Tips Which Is Better?

Baccarat is hugely popular among gambling buffs thanks to its leisurely pace, straightforward rules, and high winning chances. It was reserved exclusively for the nobility when it first emerged but thankfully this is no longer the case. Baccarat is now accessible to players from all walks of life and available for real-money play at hundreds of online casinos.

One variation that has gained traction in recent years is no commission baccarat, also known as commission-free baccarat. Its popularity is higher among gamblers from Asia but it has a loyal following the world over. This is partially due to its deceptive name, which leads players to think it is better than conventional baccarat where the commission is in place. This is not the case in reality and we explain why in today’s article.

BASICS OF NO COMMISSION BACCARAT

1. No commission baccarat largely follows the same rules as the standard variation but the payout structure is different because the casino does not charge the 5% commission on winning Banker hands. Here is a brief breakdown of the rules for those who need to refresh their memory.
2. Most online variations use 8 full decks.
3. Randomly generated variations reshuffle the cards at the conclusion of each hand.
4. Gamblers can bet on Player, Banker, or Tie.
5. Ties between Player and Banker result in pushes, i.e. gamblers recoup their wagers unless they have backed the Tie outcome.
6. The first card for the Player hand is always dealt before the first card for the Banker.
7. Aces are worth 1 point, cards 2 through 9 are worth their pip value, and 10, Jack, Queen, and King are assigned a value of zero.
8. The first digit in two-figure totals is dropped, eg. 10 becomes 0, 11 becomes 1, and so on.
9. If either the Banker or Player has natural totals of 9 or 8, both hands must stand, a rule that overrides all other rules.
10. The dealer draws more cards to the Player hand when it has a starting total of 5 or less.
11. When the Player hand stands, the dealer hits the Banker hand when it totals 5 or under. The chart below contains the drawing rules for the Banker when the Player hand must hit, i.e. it draws a third card.
12. Some commission-free baccarat variations take action on side bets such as Player Pair (11 to 1), Banker Pair (11 to 1), Perfect Pair (25 to 1), Either Pair (5 to 1), Big (3 to 2), and Small (2 to 1). We recommend against placing these side bets due to their higher house edges.

Drawing Rules in Commission-Free Baccarat Based on the Player’s Third Card
Banker Hand Total	Value of the Third Card Drawn to the Player Hand
	0	1	2	3	4	5	6	7	8	9
7	S	S	S	S	S	S	S	S	S	S
6	S	S	S	S	S	S	H	H	S	S
5	S	S	S	S	H	H	H	H	S	S
4	S	S	H	H	H	H	H	H	S	S
3	H	H	H	H	H	H	H	H	S	H
2	H	H	H	H	H	H	H	H	H	H
1	H	H	H	H	H	H	H	H	H	H
0	H	H	H	H	H	H	H	H	H	H

There is no need to memorize the drawing rules for Player and Banker. The dealer knows the drawing tableau inside out and will automatically complete the hands, depending on their starting totals. The only decisions you face are how much to bet and whether to back Player, Banker, or Tie.

Paytables in Commission and No Commission Baccarat

Now, this is where the main difference between commission and no commission baccarat lies. In the standard version of the game, the dealer deducts the 5% commission only from winning Banker wagers. The drawing rules of the game are such that the Banker hand ends up with a slightly higher win frequency, i.e. it wins more often than it loses.

Casino Advantage in Commission and No Commission Baccarat

You have probably guessed where this is going, so let’s examine how the absence of commission affects the house edge of the game. Since the commission only applies to winning Banker hands, it has no impact on the house edge of Player bets – it remains the same at 1.24%.

With the commission in place, the casino holds a 1.06% advantage on the Banker proposition in the standard version of the game. In contrast, the house edge for the Banker side climbs to 1.46% in commission-free variants, which corresponds to a 17% increase.

Respectively, the aggregate casino advantage in conventional baccarat is only 1.15%, while that at no commission tables jumps to 1.35%. It follows that players are better off when they pay the commission as they still end up losing less money in the long term.

House Edges in Commission and No Commission Baccarat Variations
With Commission		Without Commission
Player Side	Banker Side	Player Side	Banker Side
1.24%	1.06%	1.24%	1.46%
Aggregate House Edge: 1.15%		Aggregate House Edge: 1.35%

Baccarat Players Hate Commision for All the Wrong Reasons

At this point, we hope it is clear why you should avoid playing commission-free baccarat variations. The term ‘commission-free’ is somewhat of a misnomer, much like the name of the ‘insurance’ side bet in blackjack which also carries an enormous house edge compared to that in the main game.

Such baccarat variants do provide a commission for the casino on certain winning hands but the house simply collects it in a different fashion. Furthermore, the ‘fee’ is significantly higher at 50% due to the severe reduction in the payout for Banker wins with 6. Contrary to all logic, many players continue to frown at the idea of paying commission but for all the wrong reasons.

1Players Believe They Deserve to Be Paid in Full

Casinos intentionally use this misleading wording to promote bets and games that are otherwise worse in terms of house edges. And yet, baccarat fans flock in droves to the commission-free tables. They are irked by the fact the casino charges them for winning.

After all, they have earned these winnings and deserve to be paid in full. The harsh reality is they will be better off if they resign to paying the ‘fee’ as this would cost them less over the long haul. The negative impact on their overall profitability will be less pronounced this way.

2Winning Bets’ Settlement Becomes Slower with Commission

Players hate the commission for yet another reason. At the end of a round, when the dealer starts settling the winning bets, players cannot collect their chips from successful wagers until everyone has been paid. This rule largely has to do with security and prevents confusion on behalf of the dealers.

Chip plucking and calculating the exact payouts after the commission deductions slow down the action and greatly take away from the experience. For example, a player sitting in the anchor position on the dealer’s far right will receive their payout but may not be able to collect the chips for a couple of minutes until everyone on the dealer’s far left has received theirs.

3Commission-Free Variations Offer Better Gaming Experience

From this perspective, it is impossible to deny that commission-free variations indeed provide a more enjoyable player experience. Nearly all successful wagers pay at even money odds (bar Banker wins with 6), which causes the game to play at a more rapid pace. Gamblers get to collect their winnings and post their next wagers faster.

How Commission-Free Variants Benefit the House

Perhaps you will find it surprising but gambling operators also frown at the idea of charging a commission. There are several reasons why they prefer to drop the commission in favor of the payout reduction for Banker wins with 6.

In standard baccarat variations, the dealer will deduct the 5% commission on approximately 46% of the rounds as this is the average win percentage of the Banker side.

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